Zakat Calculator
Quickly estimate Zakat (2.5%) on your wealth. Enter values, set gold/silver prices, then Calculate. Results show both gold & silver nisab methods.
Saved Zakat Calculations
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Zakat Calculator – Calculate 2.5% Zakat on Gold, Silver, Cash & Wealth
The Zakat Calculator helps you calculate the exact amount of Zakat due on your wealth according to the standard 2.5% rate. Simply enter your gold, silver, cash, investments, and outstanding debts to get an accurate estimate based on both gold nisab (85g) and silver nisab (595g). This tool is built for Muslims who want a simple, reliable way to calculate Zakat for Ramadan and throughout the year.
What Is Zakat?
Zakat is one of the Five Pillars of Islam, a compulsory charity that purifies wealth. Every eligible Muslim must pay Zakat once their total wealth exceeds the nisab threshold and one lunar year (hawl) has passed.
Zakat is paid at 2.5% of a person’s net zakatable wealth.
This calculator simplifies the entire process so you can calculate your Zakat in seconds – without manual formulas or errors.
How Zakat Is Calculated
Zakat follows a simple rule:
Zakat = 2.5% of Zakatable Wealth
Where zakatable wealth includes:
Cash in hand
Bank balance
Savings accounts
Investments (mutual funds, stocks, crypto, business capital)
Gold & silver
Receivables
Trade goods
Other liquid assets
Minus:
Debts
Immediate liabilities
Your calculator already automates all of this.
What Is Nisab? (Gold & Silver Standard)
Nisab is the minimum amount of wealth required for Zakat to become obligatory.
Gold Nisab:
85 grams of gold
(Value = 85 × current gold price per gram)
Silver Nisab:
595 grams of silver
(Value = 595 × current silver price per gram)
Most scholars prefer the silver nisab because it allows more people to qualify and increases charity.
Some follow the gold nisab for a higher threshold.
Your tool calculates both so users can follow their preferred opinion.
What Wealth Is Zakat Due On?
Zakatable Assets Include:
Gold (jewelry, coins, bars)
Silver
Cash (home, bank, mobile wallet)
Bank deposits
Business inventory
Mutual funds & stocks
Crypto holdings
Loans you’ve given (receivables)
Non-Zakatable Assets Include:
- Your home
- Personal items (car, clothes, furniture)
- Tools/equipment for work
- Pension funds (until withdrawn in some rulings)
How to Use the Zakat Calculator
Enter the date (optional).
Enter your:
Cash
Bank balance & investments
Gold weight and price per gram
Silver weight and price per gram
Other assets
Debts/liabilities
Click Calculate Zakat
The tool shows:
Total assets
Total debts
Net zakatable wealth
Gold nisab amount
Silver nisab amount
Zakat amount (gold method)
Zakat amount (silver method)
Copy, save, or share your results.
Example Calculation
If someone owns:
₹80,000 cash
₹40,000 in the bank
20g gold (gold price ₹6000/g → value: ₹1,20,000)
Other assets worth ₹10,000
Debt: ₹15,000
Total Assets = ₹2,50,000
Net Wealth = ₹2,50,000 – ₹15,000 = ₹2,35,000
Gold Nisab (85g × 6000) = ₹5,10,000 → Not met
Silver Nisab (595g × 80) = ₹47,600 → Met
Zakat (silver method):
2.5% × ₹2,35,000 = ₹5,875
Who Must Pay Zakat?
You must pay Zakat if:
- You are Muslim
- You are past the age of puberty
- Your net wealth stays above nisab for one lunar year
- You possess gold, silver, cash, or business assets
Even a student or a homemaker pays Zakat if their savings exceed nisab.
Why This Zakat Calculator Is Helpful
Supports gold & silver–based nisab
Updates instantly
Includes debts & liabilities
Shows both zakat methods
Mobile-friendly
Saves previous calculations
Allows copy and share options
Perfect for Ramadan Zakat, year-end calculations, and monthly wealth tracking.
Uses percentage and converts to GPA for foreign admission.
Frequently Asked Questions (FAQ)
What percentage is Zakat?
Zakat is 2.5% of net zakatable wealth.
Do I pay Zakat on gold jewelry?
Yes. Gold worn as jewelry is zakatable according to the majority opinion.
Is silver nisab or gold nisab better?
Silver nisab is lower, meaning more people qualify.
Gold nisab is higher. Many scholars recommend silver.
Do I subtract loans before calculating Zakat?
Yes. Deduct short-term debts and immediate liabilities.
Do I pay Zakat on fixed assets (car, house, furniture)?
No. Only liquid wealth and trade assets are zakatable.
When is the best time to calculate Zakat?
Most people calculate Zakat during Ramadan, but you can choose any fixed date every lunar year.
Conclusion
Zakat is a powerful act of worship and social responsibility. This calculator helps you calculate your Zakat quickly and accurately so you can fulfill this obligation with confidence. Whether you follow the gold nisab or silver nisab, your final Zakat amount is displayed with full transparency. Use this tool to track your wealth, estimate your yearly dues, and give charity with clarity and ease.